Blockchain technology will allow asset managers to be much more direct to clients and not have to go through banks or an intermediary.If you take the bullish view, we could be witnessing the birth of a new finance and internet ecosystem.Governments are not going to allow digital currencies to happen without taxation.At Franklin Templeton, we are looking at all of the opportunities that we think will happen along with digital currencies, as well with blockchain, and think that this will be a way that will define our industry and our business in the future.